Your security hire company should be able to give you a full, detailed analysis of the benefits and costs of your plan. They should be able to provide you with a range of options, including how many people are covered and what the price will be, whether you want to cover for staff only or not, and whether you want to share the cost of the policy with someone else.
Benefits should also be discussed with you so that you can make an informed decision about which option will be right for you. Some of the options you will have to include cover for theft, fire, vandalism, accidental death and injury and breakdown cover.
It is worth doing an extensive background check on your Melbourne security guards hire company. Don’t go with the first one you come across and make sure they have the qualifications and experience required.
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You may be offered a range of contracts so make sure you know the full details of the options that are available. The contracts should also explain exactly what is covered by the policy.
Make sure that all policies are in writing and signed by a solicitor or agent, as some security companies will offer them without the full knowledge of the client. If your policy is incomplete, is written incorrectly or does not include enough coverage, then you could end up with a faulty policy.
One of the most common problems with policies is that the premium is set too high. You should not get locked into paying a high premium, because it can cause you to lose a lot of money in claims.
If you don’t know what your policy actually covers, then you might as well forget about getting one. It’s far better to have no policy than to be without any cover at all.
Benefits are important so they should be clearly explained. Ask the security company for a full list of the policy benefits, and try to find out what they include, as well as any extras you may have agreed with them.
Before you sign any contract, make sure you ask for a copy of the policy. Don’t sign anything until you have read and understood the terms and conditions and you have signed a form that says you understand them.
When signing the contract, remember that you should be aware of the policy’s expiry date, so you can look forward to the money being paid out before this period ends. You may also have to wait a number of months for payout of the benefits.
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Many of the security agencies and private firms will offer a trial period. During this time you will be given the chance to choose a policy and to work out how much you think it will cost, then it will be up to you to decide whether to continue or not.
It is worth bearing in mind that you should always compare prices, as security hire companies can be very different. Once you have decided on a provider, make sure you get a policy in writing and sign it, before you start your job.